Apply before you shop

Financing / Lease-to-own option

Check your approval amount, then choose Snap at checkout.

• Terms up to 12-18 months
• 100-day early payoff (nearly "same as cash")
• No hard credit check
• Approvals up to $5,000 with $0 down
• Flexible early buy-out options available
• All credit types welcome - no credit needed
• Fast decisions; many approvals are instant

How it works

1. 1
   Apply online

   Use the Apply Now button to open Snap's secure application.

2. 2
   Review your amount

   Snap shows your approval decision and available shopping amount.

3. 3
   Choose Snap at checkout

   Add furniture to your cart and select Snap Finance when you are ready to place the order.